City vs. Suburb: Where Should You Live?

Deciding where to live is one of the biggest decision you’ll make in your life. Whether it’s buying a new home or just moving somewhere new, the locality will decide how you lead your day-to-day life. It’s a lot more than simply just about the money you’re spending on it or your financial situation.

Numerous factors need to be considered before you make a decision, such as the commute options, neighborhood demographics, available attractions, and so on. If you’re wondering whether to pick between the city and the suburbs, listed below are some pros and cons to let you decide which one will suit you best. Here at Zumbly, we’re dedicated to making house hunting easy for you. Get some ideas about where you want to live by reading our guide to city and suburban life.

Related: Need to Knows When Buying Your First House

Pros of Living in the City

  • City life offers you far more job opportunities. Regardless of the field you’re in, more and more companies are choosing to expand in the big city. If you’re an ambitious person who wants to make it big in life, living in the city will probably be a better option for you.
  • Not everyone needs a car. Many people don’t have a car for several reasons, ranging from affordability to not having a stable enough life to buy a car in a particular place. In such a situation, the question of a commute comes up. Cities save you in this regard as the public commuter options are plenty. You can choose to use the buses, cabs, or the subway, or even go walking or cycling in case your workplace is nearby. You can also get quite a lot done during the the commute.
  • Being in the city means having the option of attending all the big events. From sports to concerts to musicals, it’s all there in most cities. With city life, you’ll never have to worry about what to do during the weekends.
  • For someone who’s just starting out in life, living in a city can serve better because it means having to fret less about maintaining the place you live in. Maintenance costs are much higher in the suburbs. Also, cities have a lot more hardware stores around for you to run to in case of emergencies.

Cons of Living in the City

  • If you have kids and want to provide them with high-quality education, cities can often come as a hindrance to that. City schools are overcrowded with kids, and since property taxes fund the schools, the institutions in the inner cities often don’t have that good a standard to provide proper education.
  • The cost of living is much higher in a city. Even though cities offer you a better salary, the expenditure is a lot more, too, when compared to the suburbs. The price of regular items is higher due to the amplified demand and bigger population.
  • If peace and quiet is what you’re aiming for, you won’t find much of that in a city. Since everyone is always in a rush, the sound of traffic jams and car honking is inevitable. This is especially true in big cities like NYC. You have to get used to the noise if you choose city life.
  • In the city vs. suburb debate, cities lose in terms of space. It’s not possible to find a big apartment within a small price range. Also, you won’t have much if an area outside your house, such as a lawn or a yard, and you’ll often find yourself sharing a few walls with your neighbors.

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Pros of Living in a Suburb 

  • Suburbs offer you the peaceful existence many crave. When you get back home after a busy day, you’ll actually be able to relax by yourself or with your family, without the city noise blaring outside. The environment, too, is much cleaner in a suburb. Your kids will be able to play in the front yard or the backyard instead of having to walk to the park nearby. The houses are spaced just enough for you to meet your neighbors and make new friends.
  • Looking for a big space within a small budget? The suburbs have got you covered. While some suburbs are more expensive than others, if you look closely, you’ll find the one that’s just right for you. The mortgage payment of a suburban house is often less than the rent you pay in a city. Suburbs are also less expensive when compared to cities.
  • With larger grounds and better facilities, the school options in the suburbs can be far better than the ones offered in cities. As the council rates and property taxes are given for national school funding, the suburban schools benefit in this particular aspect.
  • Suburbs are generally much safer to live in. This is a big thing to consider, especially if you’re living with your family. The crime rates are much higher in the cities, and can make you feel pretty unsafe, especially when you’re out late during the night.

Cons of Living in a Suburb

  • Transportation and commuting can pose a problem in the suburbs. You need to own a car of your own to get by anywhere and everywhere. The public transport options are poor, and getting to the main roads and highways is difficult without a car.
  • When you prefer the buzz of activities around you, the suburbs can seem extremely boring to you. There’s barely anything to do, and the slower, almost dull pace of life can start to get to you. Festivals, concerts, nightlife are all pretty much missing in the suburbs.
  • The job market is more competitive in a suburb. This is because the options aren’t many, and most of the people in the suburbs are competing for the same jobs. Therefore, you might have to wait for a longer time to find the job you want.

Summing Up

Your personal choices and how you wish to lead your life are what will ultimately determine whether you should live in a city or in a suburb. While cities give you a more vibrant living experience, suburbs have a more peaceful ambience. Cities are better for singles who want to focus on their career, and suburbs are more for those who are looking to start a family.

All this ultimately differs from person to person. Therefore, weigh the pros and cons, and see which living option is the one for you. To find out what’s the best choice, browse homes in the city and the suburb with Zumbly.

Related: Renting versus Buying: The Ultimate Guide